Salary Breakup Calculator

A free online salary breakup calculator for India. Enter your CTC (Cost to Company) and get a complete salary breakup including Basic, HRA, PF contribution, professional tax, income tax, and in-hand monthly salary. Understand exactly how your salary is structured and what you take home.

Your Details

Annual CTC (Cost to Company)

₹

₹3L₹1Cr

City Type

Tax Regime

Standard deduction ₹75,000. Rebate up to ₹12L. No 80C.

Monthly Salary Breakup

Monthly In-Hand Salary

₹94,277

Annual: ₹11,31,323

Basic Salary(40% of CTC)

₹3,333/mo

HRA(50% of Basic)

₹1,667/mo

Special Allowance(Gross − Basic − HRA)

₹3,023/mo

Employer PF(12% of Basic (part of CTC))

₹150/mo

Gratuity(4.81% of Basic (part of CTC))

₹160/mo

Deductions

Employee PF(12% of Basic)

−₹1,800

Professional Tax(State tax (~₹200/mo))

−₹200

Income Tax(New regime FY 2025-26)

₹-0/mo

Effective tax rate: 0.0%

Assumes standard PF structure. Actual salary may vary by company policy.

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